i would just buy liability insurance...instead of Full-coverage.
the money you pay to cover your own car having full-coverage is just not logical to me.
(in your case, u didn't even repair your car)
if you believe that you are a safe driver.....liability should be good enough.....
if u cant trust your driving skill.......pay the price lo.....
after all.......insurance is there for the 'if' in life.....